How can I get funding for my business?

Two of the most common ways you can receive and access your business funds are through a lump-sum payment or on an as-needed basis. If you want to receive your funds up front, choose a traditional working capital or term loan. However, if you want to use funds only as you need them, consider a business line of credit.

What are some government programs that offer funding for businesses?

The Environmental Protection Agency (EPA) offers programs and funding to help businesses and institutions address inefficiencies and environmental impacts across the food system, from agricultural production to processing, distribution, consumption, and waste management. Among these resources, the Small Business Innovation Research (SBIR) Program.

How do you get funding for research?

NIH offers funding for many types of grants, contracts, and even programs that help repay loans for researchers. Learn about these programs, as well as about NIH's budget process, grant funding strategies, and policies, and more.

How do you fund your business?

First, there are two ways to externally fund a business: debt and equity. When debt is used, the investor receives a note for his or her cash. The note spells out the terms of repayment, including timing and interest. The benefit of using debt is that you retain ownership of your company. The downside is that you have an obligation to repay.